Soft Collection Officer
Mogo Credit Tanzania · Dar es Salaam · Closes 2026-11-19
Requirements
- Experience: 1+ years
- Skills: Telemarketing, Credit collections, Financial services, Asset financing, Communication, Negotiation, Customer Service, Loan terms, Customer Relationship Management, Microsoft Excel, Computer Literacy
Vacancy title:
Soft Collection Officer
Employment type: Full time, Industry: Financial Services, Category: Finance, Customer Service, Business Operations
Jobs at:
Mogo Credit Tanzania
Deadline of this Job:
Thursday, November 19 2026
Duty Station:
Dar es Salaam | Dar es Salaam
Summary
Date Posted: Thursday, November 5 2026, Base Salary: Not Disclosed
JOB DETAILS:
A. Soft Collection Activities
• Conduct daily outbound calls reminders to customers with overdue accounts (1–27 DPD).
• Provide friendly repayment reminders and inform customers about outstanding amounts, due dates, and available payment channels.
• Negotiate realistic payment commitments based on customer affordability and repayment history.
• Escalate non‑responsive or uncooperative customers to field collection or hard collection teams as per SOP.
B. Customer Service and Support
• Maintain positive, professional, and respectful communication with clients at all times.
• Identify the reason for missed payments and provide assistance (payment options, channels, or rescheduling procedures).
• Educate customers about consequences of continued non‑payment (penalties, repossession, negative credit listing).
C. Portfolio Management and Reporting
• Update all customer interactions and promises-to-pay (PTPs) accurately in the collection system.
• Track broken PTPs and follow up accordingly.
• Meet daily/weekly targets on number of calls, contact rate, PTP rate, and recovery amount.
• Report suspicious cases or potential fraud to the supervisor.
Requirements
• Diploma or Degree in Finance, Banking, Business Administration, or related field.
• Experience in call center or credit collections is an added advantage.
• Experience in financial services or asset financing (Boda Boda, Tuk Tuk, electronics) is preferred.
• Strong communication and negotiation skills.
• Customer-friendly approach.
• Basic understanding of loan terms and repayment processes.
• Ability to work under pressure and meet daily targets.
• Computer literacy (CRM/collection system, MS Excel, etc.).
Work Hours: 8
Experience in Months: 12
Level of Education: associate degree
Job application procedure
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